Protect a Private Loan
Lend the money with a document you could actually enforce
A loan agreement with a repayment schedule, default and acceleration terms, security or a personal guarantee, and a written note on how you would enforce it.
Loan agreement with amount, purpose, term and repayment schedule, delivered in 48 hours, for a fixed AED 1,950.
COUNSEL AVAILABLE NOW
A vetted senior UAE lending and security counsel from the Dubai Legal Office panel
Matched to your loan structure, security and enforcement route.
THE DUBAI LEGAL OFFICE STANDARD
- 8+ years of UAE lending and security experience
- 90+ loan and security documents drafted
- Loan agreements, personal guarantees, security cheques and enforcement
- Identity, practising status and disciplinary record verified by Index Law
You'll receive the assigned counsel's credentials and written scope before work begins.
Assigned within 10 minutes, delivered to standard, or 100% refunded — timing, quality and outcome.
Undocumented private loans are the hardest debts to recover, because you carry the burden of proof.
Our panel includes counsel who have advised UAE groups including Danube and Union Co-op.
- Vetted UAE-licensed legal professionals
- Fixed fee published before you pay
- Secure card payment, processed by Stripe
- Full refund if we cannot help
Why this costs less than a firm
- A fixed fee, never billable hours
- You buy a defined output at a price agreed before we start. Nobody is running a clock against your file.
- The same work, run on tested UAE playbooks
- Standard UAE matters repeat. Our counsel run them on drafting standards refined across hundreds of files, so the same quality takes a fraction of the hours a firm bills.
- No retainers, no partner overhead
- There is no DIFC tower, no billing department and no minimum engagement to fund. You are not paying for a cost base you never see.
- Protected by the refund promise
- Full refund if a UAE-licensed lawyer has not started within 10 minutes in staffed hours, and a full refund if we sold you the wrong service.
Where this applies
Dubai Courts, execution and public prosecution, with the equivalent route in Abu Dhabi, Sharjah and the northern emirates.
Buy this if: You are lending money privately and want a document you could enforce.
In Dubai, specifically
- Mainland, free zone or DIFC
- Freehold, leasehold and off-plan each carry different risk. Off-plan money must sit in a RERA-supervised escrow account and the unit must be registered on Oqood; resale runs through DLD trustee offices with a 4% transfer fee plus agency and NOC costs. Tenancy disputes go to the Rental Dispute Centre, not the civil courts.
- The clock that is already running
- Without a registered DIFC or Dubai Courts will, UAE assets can default to Sharia succession rules regardless of your nationality, and bank accounts can be frozen while heirs are determined. Registration is quick; being too late is permanent.
- Language
- Your counsel works in English and Arabic. Arabic is the language of the UAE courts and most government filings, so anything needing legal translation, notarisation or MOFA attestation is identified and priced before work starts — never sprung on you later.
- You do not need to be in Dubai
- Handled entirely remotely. No office visit, no residency and no physical presence in the UAE required. Where UAE law allows it, signing and notarisation are completed remotely through the Dubai Courts notary. We work across time zones and outside 9 to 5, including Fridays and the shorter Ramadan working day.
- What this costs elsewhere in Dubai
- The Dubai norm is an hourly rate of AED 1,200 to AED 3,500, a retainer up front, and a consultation fee before anyone has read your document. Here the fee is fixed in advance, quoted in full, and covers the deliverable named on this page. There is no billable clock running against you.
- Paying from anywhere
- Priced and charged in AED. International Visa, Mastercard and Amex accepted, along with Apple Pay and Google Pay. No UAE bank account, no IBAN transfer and no cash office visit required.
What lands in your inbox
- Loan agreement with repayment schedule
- Default, acceleration and late payment terms
- Security or personal guarantee
- Written enforcement route and cost
Sample deliverable
A redacted page from a real matter. No email required.
Four guarantees
Full refund, including for quality
If we start late, deliver late, or the work is not up to the standard published on this page, the full professional fee is refunded. You do not argue for it.
Counsel Standard or refund
Counsel meeting every published standard is assigned within 10 minutes of payment, or you are refunded in full.
Right-Service
If the service you selected is unsuitable or unnecessary, we tell you before starting and refund or transfer the payment to the correct service.
No-Wasted-Fee
The fee for an initial review is credited in full toward the related negotiation, drafting, dispute, diligence or transaction instruction.
If this is you
- You are lending to a friend, a relative or a business you believe in.
- A transfer with a WhatsApp message is not a loan you can enforce.
- The document is easy to sign now and impossible to sign later.
The cost of waiting
Undocumented private loans are the hardest debts to recover in the UAE, because the burden of proving the terms sits with you.
You will receive
- Loan agreement with amount, purpose, term and repayment schedule
- Default, acceleration and late payment terms that are enforceable here
- Security or personal guarantee drafted where the amount justifies it
- Cheque and payment mechanics set up correctly under UAE practice
- Written note on exactly how you would enforce, and what it would cost
Who handles this
A UAE-licensed lawyer from our panel who handles this exact type of matter every week: police, prosecution, travel bans, cheques and immigration files.
- Dubai Police and Public Prosecution experience
- Same-day escalation where needed
- Arabic representation included
The first ten minutes
Minute 0
Payment confirmed and your matter is opened with a reference number.
Minute 2
Your file is matched against counsel who meet the published standard for this product.
Minute 10
A UAE-licensed lawyer contacts you on WhatsApp or by phone, or the fee is refunded.
From there
Work starts against the published deadline, and you are told the name of the lawyer on it.
Included in the fee
- The work described above, in full
- A UAE-licensed lawyer assigned to your file
- One round of questions after delivery
- Delivery by the published deadline
Not included
- Government, court or registration fees, quoted before they are incurred
- Certified translation, if a body requires it
- Work beyond this product, which is quoted at a fixed fee first
Before you pay
- Who does the work
- UAE-licensed lawyers and law firms, verified by us for licence, identity and disciplinary record before they take a matter.
- Confidentiality
- Your documents are held privately, shared only with the assigned lawyer, and covered by professional privilege.
- Payments
- Taken through Stripe. We never see or store your card details, and every fee is shown before you pay.
- If it goes wrong
- Miss the deadline, the counsel standard or the fit of the product, and the professional fee is refunded under the published guarantees.
This work costs 0.78% of what is at stake.
What you are getting
| Loan agreement drafting | AED 4,000 |
| Security and guarantee terms | AED 3,000 |
| Enforcement note | AED 1,500 |
| Total value | AED 8,500 |
| Your fixed fee today | AED 1,950 |
Traditional firm
- 1Enquiry
- 2Callback
- 3Scoping meeting
- 4Quote
- 5Engagement letter
Dubai Legal Office
- Choose the outcome
- See the fee
- See the counsel standard
- Upload
- Work starts
Compared with a traditional firm
| Dubai Legal Office | Traditional firm | |
|---|---|---|
| Price | AED 1,950 fixed | AED 8,000 – AED 18,000 |
| Time to start | 10 minutes from payment | 1 to 2 weeks |
| Scope | Written on this page | Agreed after a meeting |
| Surprise fees | None | Billed by the hour |
The Index Guarantee
A UAE legal professional will contact you within 10 minutes of payment. If no one contacts you within 10 minutes, your Index service fee is refunded in full. If we review your request and determine that we cannot provide the service you purchased, your Index service fee is also refunded in full.
Frequently bought with
Check a legal notice you received
Upload the notice, demand letter or court paper and find out today what it actually means, how long you have, and what happens if you ignore it.
AED 350Check your final settlement before you sign
Leaving a job in the UAE? Upload the settlement and we check the gratuity, notice, leave and any waiver you are being asked to sign.
AED 350One Hour With a Dubai Lawyer
A full hour with a UAE-licensed lawyer who has read your documents before you speak, followed by a written note of your position. The fee is credited in full against any service you instruct within 30 days.
AED 750Before you buy
- It is a friend, is a contract necessary?
- A written agreement protects the friendship more than it protects the money. Disputes start when memories differ.
- Should I take cheques?
- We advise on the current UAE position and set the mechanics up correctly.
- The money has already gone.
- Then say so in the form. We prepare an acknowledgement of debt instead, which is the strongest remaining option.
- Refund?
- Full refund before drafting starts.
- Is the price really fixed?
- Yes. The fee you see is the fee you pay for the scope written on this page. If your matter turns out to need something outside that scope, we tell you the price before any further work starts.
- Who actually handles my matter?
- A vetted, UAE-licensed legal professional experienced in this exact type of matter. You are given their name, not a ticket number.
- What if I picked the wrong service?
- We move you to the right one. If it costs less, the difference is refunded. If it costs more, you decide before anything is charged.
- What if nobody contacts me in 10 minutes?
- Your service fee is refunded. The clock starts the moment your payment is confirmed and it is recorded against your reference number.
The Dubai Legal Office Promise
Buy with complete confidence.
Every fixed-fee matter is backed by our service promise.
10-Minute Response Guarantee
After you complete your purchase, a member of our legal team will personally contact you within 10 minutes during business hours. If we don't, we'll refund your purchase in full.
Fixed Fee Guarantee
The price shown is the price you pay for the agreed scope. No hourly billing. No surprise invoices.
Wrong Service? We'll Fix It.
If you've purchased the wrong service, we'll transfer your payment to the correct one before work begins.
Transparent from the Start.
If your matter requires a different scope, we'll explain everything before any additional work begins.
Handled by a vetted UAE lawyer
Every legal professional on our panel is licensed to practise in the UAE, checked for standing and matched to the type of matter before any work starts.
How we can promise a flat rate
This service has a defined scope, so we know the work it takes. You pay one published fee for that scope. If the matter turns out to be larger, we tell you before anything else is done, and nothing is charged without your written approval.
How we can promise the turnaround
A duty lawyer is on rotation during working hours and paid matters are routed the moment payment clears, which is how we hold the 10-minute contact window and the delivery time shown above.
Your information stays confidential
Details and documents you share are treated as confidential, used only for your matter and stored on encrypted infrastructure. Card details are handled by Stripe and never touch our systems.
Dubai Legal Office is operated by Index and works with licensed UAE legal professionals. Court, government and third-party fees are quoted separately and never charged without your approval.
Clear from the beginning.
One fixed service fee
Know what you are paying before the work begins.
Vetted UAE legal professionals
Advice and documents are reviewed or delivered by licensed UAE legal professionals we have vetted, not by an open marketplace of freelancers.
Contact within 10 minutes
Pay securely and hear from the team immediately.
Full refund if we cannot help
If the purchased service is unsuitable, your Index service fee is returned.
The Index Guarantee
A UAE legal professional will contact you within 10 minutes of payment. If no one contacts you within 10 minutes, your Index service fee is refunded in full. If we review your request and determine that we cannot provide the service you purchased, your Index service fee is also refunded in full.
Government, court, notary, registration, translation, courier and other third-party fees are not included unless expressly stated. No third-party fee will be incurred without your approval.
Frequently asked questions
- What happens after I pay?
- A UAE legal professional will contact you by WhatsApp or phone within 10 minutes. They will confirm the request, collect anything else required and begin the service.
- What happens if Index cannot handle my request?
- Your Index service fee will be refunded in full.
- Are government fees included?
- No, unless the service expressly says they are included. Government, court, notary, licence, registration, translation and other third-party fees are shown separately before they are incurred.
- Is the work reviewed by a lawyer?
- Where the service involves UAE legal advice or legal drafting, it is reviewed or delivered by an appropriately qualified UAE legal professional.
- How are your lawyers vetted?
- We work with a small panel rather than an open marketplace. Each professional is licensed to practise in the UAE, checked for good standing, and only given matters in the areas they practise in day to day.
- How can the fee be fixed?
- Each service has a defined scope, so the work is predictable and priced once. If your matter turns out to need more than the published scope, we tell you first and nothing further is charged without your written approval.
- Can I speak to someone before paying?
- Yes. Book One Hour With a Dubai Lawyer for AED 750, credited in full against any service you instruct within 30 days.
- How quickly will I receive the work?
- The delivery time is shown on every service. Many reviews and documents are delivered within 24 hours.
- Can I request changes?
- Each service states whether a revision or follow-up question is included.
Lend the money with a document you could actually enforce
AED 1,950 fixed · Delivered in 48 hours
Protect my moneyStart in 10 minutes, done right, or 100% back
AED 1,950fixed
Delivered in 48 hours · or refunded